Running your business
Our advisers are business owners themselves, so they understand the opportunities and focus required to run a business. They are also qualified to offer you both business and personal financial planning.
They know that, for many small business owners, personal and business goals are often linked. Whenever you need support, our advisers are by your side, from the earliest days at start up, to growing your business, through to converting all your hard work into wealth when you decide to exit.
Starting out
We'll provide you with simple, personalized, advice focusing on cash management, forward planning and goals, both for you and your business.
Cashflow modeling and management
For start-ups cash flow is important, no matter how large or small your business is. Our advice can help you manage your cashflow tax efficiently and find finance when you need it.
Tax planning
We all want to pay the correct amount of tax, no more or less than we have to. We can help you make the most of the appropriate schemes, allowances and reliefs that could make a real difference in the long term.
Growing your business
We'll help you to minimize risk and maximize cash flow, invest to grow corporate assets, increase value and ensure employee wellbeing.
Short term cash flow for your business
Cash is a really important part of your business finances and growth plans.
As a business owner, you will know the importance of having enough money on deposit to cover day-to-day costs.
Often, surplus made from successful trading or unspent or uninvested profits will be left on deposit. This rainy-day money is a source of comfort to your business. It’s important to calculate day-to-day financial activity accurately. And your rainy-day fund must be able to cover any unexpected costs.
We can help you to invest anything left over tax-efficiently, with one eye on longer term financial security.
Managing cash flow in your business
Most small or medium-sized businesses don’t have the luxury of a dedicated Finance Manager. Somebody who can help maximize your returns or minimize bank credit risk.
In fact, finding the best interest rates, spotting opportunities, opening and closing multiple accounts could be a full-time job in itself.
Nonetheless, you want to make your cash work as hard as possible, without compromising security and accessibility.
Expanding your business
We'll help you to maximize growth and invest capital so your business will provide the money you need to live life to the full when you exit.
Growing your business and its value
One of the key challenges you will face as a business owner is how you convert your hard work into personal wealth and financial security for you and your family.
Now is the time to optimize your business and its value and to start to plan so that when the time comes you can enjoy the lifestyle you’ve worked hard to achieve. This starts with benchmarking your business, understanding its value now and forecasting its growth to maximize its value at exit.
Your exit strategy
We'll help you optimize your business for sale and plan your retirement income so you can enjoy the lifestyle you've worked hard for.
For every business owner, it’s vital to plan in advance what happens to the business after you exit, especially if it will play a major part in your retirement income plans.
For most business owners, we recommend planning five years ahead. There are many different ways to exit a business and your specific exit strategy will depend on you and your business. It’s important that you take advice from the appropriate professionals to navigate this process.
A good place to start is to benchmark your business against others in your industry.
What next?
Contact us today to see how we can help you at this crucial stage of your business.