Project-Based Planning
Focused financial planning for specific life projects
Not every financial journey requires a full-time advisor relationship. Sometimes you simply need expert guidance on a particular goal or challenge, whether it’s preparing for retirement, buying your first home, navigating a career transition or making a major investment decision.
That’s where project-based planning comes in. It delivers comprehensive, professional financial advice tailored to one defined project, without the commitment of ongoing management. You get a clear, actionable roadmap you can implement on your own or with your existing team, all for a fixed, transparent fee.
When project-based planning makes perfect sense
Project-based planning is ideal if you:
Are a confident DIY investor who wants a professional second opinion or structured plan
Have a specific financial goal or decision coming up in the next 6–36 months
Prefer to keep control of your investments while benefiting from expert analysis
Want clarity on complex topics such as retirement readiness, tax optimization, inheritance planning or major life events
Don’t yet need (or want) continuous portfolio creation
Many clients use project-based planning as a standalone service or as a first step before deciding whether to move into a longer-term advisory relationship.
How our project-based planning works
We structure every project clearly so you know exactly what to expect :
Discovery : We begin with an in-depth conversation to understand your specific project, current financial situation, goals, timeline and concerns. We gather the necessary documents and data to build a complete picture.
Analysis & Strategy Design : Our team analyses your situation. We explore different scenarios, stress-test assumptions, and develop tailored recommendations that align with your risk tolerance, tax position, and objectives.
Actionable Deliverables : You receive a comprehensive, easy-to-understand report that includes:
Clear recommendations and prioritized action steps
Projections and scenario modeling
Investment or savings guidance (if relevant to the project)
Tax and estate considerations
Answers to your specific questions
Presentation & Implementation Support : We walk you through the plan in detail during a dedicated meeting (or series of meetings). We explain every part in plain language and help you understand how to put the recommendations into action.
Optional Follow-Up : Many clients choose a short follow-up session (usually within 3–6 months) to review progress and answer any new questions that arise during implementation.
Common project-based planning engagements
Retirement readiness and income planning
Major purchase funding (home, education, business)
Investment portfolio review and asset allocation
Tax-efficient wealth structuring
Estate and inheritance planning
Career change or redundancy financial impact assessment
Divorce or separation financial planning
Goal prioritisation and savings strategy
The benefits of choosing project-based planning
Clarity without commitment : Get expert input exactly when you need it
Fixed, transparent pricing : No surprise fees or ongoing charges
Empowerment : You receive a professional plan you can confidently implement yourself
Flexibility : Perfect for busy professionals, self-directed investors or those testing the value of advice
High-value focus : Every hour is dedicated solely to solving your specific project
Project-based planning gives you access to the same level of expertise and rigor we bring to our ongoing clients, just packaged for a defined scope and timeframe.
Ready to tackle your Next Financial Project With Confidence?
Whether you have a clear goal in mind or need help defining the best way forward, we’re here to help.
Reach out to us today and let’s discuss how project-based planning can deliver the clarity and direction you need.